And all thy children shall be taught of the Lord; and great shall be the peace of thy children. Isaiah 54:13 KJV

Wednesday, August 31, 2011

Protecting the #FamilyNest

Have you made plans for the future? None of us likes to confront the reality that someday we will leave this earth. For those of us with children, this is an especially hard reality. However the Bible tells us that our time here is short and we need to prepare! Of course the most important way to prepare is to have a personal relationship with Jesus Christ. As a responsible adult we also need to prepare financially and legally for those times.

I recommend that each of you put a will into place. I have learned through several circumstances in recent years how very important it is to have a will in place. Even if you are not wealthy it is essential to have guidelines for your possessions after your death. For those of you with children it is extremely important to set forth a will naming a guardian for them. It is so important for you and your spouse to get this in writing. Also I would highly recommend a medical power of attorney and to have written instructions for your medical care. In this day and age your body can be kept alive long after you have gone. If you do not want your family to suffer over decisions, get your specific wishes in writing. All of these legal forms can be done by an attorney or lawyer or many can now be found online and simply taken to be signed in front of a Notary Public.

Another way to secure your family nest is to invest in life insurance. Life insurance is generally inexpensive, can usually be purchased through your employer, and will make a world of difference when you are gone. Final expenses are insanely expensive these days and you do not want to leave that burden on your family. Allstate Insurance recommends you purchase life insurance that totals 5 to 10 times your income.

With all of the stress and different worries we face on a daily basis, it's easy to let matters like these fall to the bottom of the list. We never know our day and time so I recommend you take care of these items soon, if you haven't already. It will give you a sense of relief to have them in place and it's just one more way to protect your precious little ones! Won't you feel better knowing they will be taken care of in every circumstance?

I wrote this blog post while participating in the SocialMoms and Allstate blogging program, for a gift card worth $50. For more information on how you can participate, click here.

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